In the event You need additional protection, the purchase of PremierChoice Specified Disease/Sickness, Accident Plans and the Optional Medical Inflation Protection and Guaranteed Insurability Rider provides You with a one- time right to purchase Our PremierMed Short Term Medical-Surgical Expense Plan without any additional medical underwriting. In Other words, Why pay for Coverage Before You Need It?
The Premier Choice Specified Disease/Sickness and Accident Plans pay in addition to any coverage You have in force – even an essential health benefits plan.
First Dollar Benefits!The PremierChoice Specified Disease/Sickness and Accident plans allow You to receive first dollar payments for expenses incurred up to a benefit maximum for covered healthcare services. And with the special doctor office visit “rollover”* feature in each Specified Disease\Sickness and Accident plan, if You don’t use Your benefits, You don’t lose them.
No Calendar Year Deductible to Satisfy! PremierChoice Specified Disease/Sickness and Accident plans supplement an essential health benefits plan under which You must first satisfy a deductible every year before You are eligible to receive benefit payments.
*May not be available in all states. Exclusions and Limitations Apply
About USHEALTH Group
Based in Fort Worth, Texas, USHEALTH Group, Inc. through its subsidiaries of Freedom Life Insurance Company of America and National Foundation Life Insurance Company aspires to be America’s Trusted Choice for Healthcare. To that end, USHEALTH Group and its family of companies are dedicated to providing innovative Life, Specified Disease/Sickness, Accident and Disability Insurance solutions for self-employed individuals, families, small business owners and their employees. Through its insurance companies, USHEALTH Group has served more than 15 million customers with individually tailored plans for more than 50 collective years.
When it comes to Specified Disease/Sickness and Accident coverage, the USHEALTH Group family of companies understands that every customer has different needs. We believe in choice and we believe our customers truly value the array of options we provide as they choose the protection that is most appropriate for them. To that end, we have developed a broad portfolio of coverages that promote customer choice. Our innovative product designs make the USHEALTH Group family of companies uniquely qualified to address each customer’s need for flexibility, affordability and reliability in their insurance selections.
For those customers who are either on a limited budget or are concerned about having to satisfy a high annual deductible before they receive any benefits from their insurance plan, we offer a portfolio of innovative products which provide first dollar benefits for covered services and substantial network discounts across a broad spectrum of providers. These plans are typically more affordable than more comprehensive plans, while still providing the first dollar protection and assurances that a limited protection plan offers.
For customers who want the security of a more tailored coverage approach and can afford a specified level of cost sharing, USHEALTH Group’s family of companies unique selection of Specified Disease/Sickness and Accident Plans provide welcome solutions that are flexible, affordable and reliable; the hallmarks of USHEALTH Group’s ongoing commitment to customer satisfaction.
No matter which type of health coverage they choose, we help our customers enhance their protection with our full line of ancillary products, including Critical Illness, Specified Disease/Sickness, Accident, Short Term Accident Disability, Term Life Insurance, Dental and Vision Plans.
In a marketplace characterized by high customer turnover and low customer loyalty, USHEALTH Group insurance companies differentiate themselves by creating long-term relationships with our customers, making USHEALTH Group a trusted ally that consistently delivers on its promise of dependability.
USHEALTH Group offer their Specified Disease/Sickness, Life and supplemental products through their wholly-owned subsidiary, USHEALTH Advisors. In the complex world of health insurance, our customers are assured of an exceptional buying experience anchored by the guidance of a licensed and trusted USHEALTH Advisors Agent, who must meet specific product training and certification standards before being authorized to represent our products.
Our commitment to personal attention has made USHEALTH Advisors a recognized world leader for business growth, innovation and customer care. Every day, more and more individuals, families and small business owners are turning to USHEALTH Advisors and USHEALTH Group to fulfill their insurance coverage needs.
USHEALTH Group subsidiaries understand two fundamental truths: 1) every customer is unique and, 2) a “one size fits all” approach is not always the answer. That’s why we provide a broad choice of affordable solutions that meet each customer’s individual needs. Once our customer chooses their plan, USHEALTH Group solidifies their decision with our award-winning customer service and exceptional claim processing. Being named a 2013 Top 50 North American Call Center ranks USHEALTH Group among the elite companies in America for customer service. And with average claim processing and payment cycles that are the envy of the insurance industry, USHEALTH Group has built a stellar reputation for customer care, earning the company an A+ rating from the Better Business Bureau. For these and many other reasons, USHEALTH Group, Inc. truly is America’s Trusted Choice for Healthcare.
Details of Daily Deals
We are flexible, affordable and secure. Our full portfolio of plans lets you tailor coverage to YOUR needs and you can rest easy knowing that:
- We are an innovator in the industry with over 50 collective years of insurance experience
- We offer flexible plan designs to help you get the coverage you need at a premium you can afford
- We offer optional rate guarantees for up to 3 years on certain products*
- Our insurance products are underwritten by Freedom Life Insurance Company of America (FLICA) and National Foundation Life Insurance Company (NFL)
- You can maintain your freedom to choose your health care providers in or out of local and national PPO networks
- Your coverage is portable which means it is not tied to your job and you can take it with you if you move
- You can add supplemental benefits to cover other expenses like Dental or Accidental Injuries
- You can protect your family’s financial well-being with Critical Illness and Accident Disability Income coverage
*Not available in all states or on all plans. Exclusions and limitations apply